Learn about different aspects of Millionaire for Life with the help of these frequently asked questions. Whether you’re new to the game or just want to know more, you can get the answers to common queries about how the game works right here. If you need more information, get in touch with our Customer Experience Team!
Millionaire for Life is a daily lottery game that is played in 31 states. It was launched to replace the outgoing Lucky for Life and Cash4Life, offering bigger prizes than its predecessors to make it even more exciting. The main attraction is the prize structure, with favorable odds of winning and two prizes that keep on paying out for a lifetime if you win them.
Pick five main numbers from 1 to 58 and one Millionaire Ball from a separate set of 1 to 5. Choose your own or get a random combination via Quick Pick. Decide how many draws to play and purchase your tickets before sales close.
Millionaire for Life tickets can be purchased from authorized lottery retailers in participating states. You can buy them in person at official retail locations such as convenience stores, gas stations, or grocery stores.
In some states, it's also possible to order tickets online through licensed lottery courier services like Jackpot.com. When you place an order through Jackpot.com, the ticket is purchased on your behalf from an official retailer, and a scanned copy of the ticket is uploaded to your account right away so you can view and manage it securely in the app or online.
Ticket sales at licensed retailers close at 10:15 PM ET, one hour before the draw takes place at 11:15 PM ET.
There are nine ways to win a prize, starting from an $8 payout for matching one main number and the Millionaire Ball. Prize values increase in value as you match more numbers, up to the jackpot of $1 million per year, for life, if you match all six. The following table shows all the prize categories, and the odds of winning for each one.
| Prize Tier | Match | Odds of Winning | Prize |
|---|---|---|---|
| 1 | 5 + Millionaire Ball | 1 in 292,201,338 | $1 million a year for life |
| 2 | 5 | 1 in 11,688,053 | $100,000 a year for life |
| 3 | 4 + Millionaire Ball | 1 in 913,129 | $7,500 |
| 4 | 4 | 1 in 36,525 | $500 |
| 5 | 3 + Millionaire Ball | 1 in 14,494 | $250 |
| 6 | 3 | 1 in 579 | $50 |
| 7 | 2 + Millionaire Ball | 1 in 701 | $25 |
| 8 | 2 | 1 in 91 | $8 |
| 9 | 1 + Millionaire Ball | 1 in 38 | $8 |
No. The jackpot stays the same in every draw - $1 million per year, for life.
If more than one player matches all the numbers, the jackpot is split between them. The other prizes are fixed amounts per winner.
Yes. If you win either of the top two prizes, you will keep getting paid every year for the rest of your lifetime. There is also a minimum payout period of 20 years – if a winner dies before this time, the rest of the money goes to their family.
Yes, if you would prefer a one-time payment rather than a lifetime annuity, jackpot winners can opt for a cash sum worth $18 million. The second prize also has a cash option of $2.2 million.
Of course, both the annuity option and the cash option are subject to tax. Review the laws in your jurisdiction for more information and consult a tax professional in the event of a big win.
Jackpot.com players are notified by email if they win a prize of any value. You can also check your numbers against the winning numbers on our Millionaire for Life results page. If you’re still unsure, get in touch with our Customer Experience Team and we will help you to find out if you’re a winner.
If you order tickets through Jackpot.com, you are automatically paid prizes up to $600. If you buy tickets in-store, you can claim from retailers, regional claim centers or by mail, depending on the value of the prize.
The first Millionaire for Life draw took place on February 22, 2026. This came one day after the final draws were held for both Cash4Life and Lucky for Life.
There is a lot of overlap, although not every state that offered Lucky for Life and Cash4Life decided to join Millionaire for Life at launch, while other states introduced the game without having either of its predecessors. The full list of participating states is as follows:
Arkansas, Colorado, Connecticut, District of Columbia, Georgia, Idaho, Iowa, Indiana, Kansas, Kentucky, Maine, Massachusetts, Michigan, Mississippi, Montana, Nebraska, North Carolina, North Dakota, New Hampshire, New Jersey, New York, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Dakota, Tennessee, Virginia, Vermont, West Virginia, Wyoming.
